/* =========================================================
   ADVISORY FINANCE — TEMPLATE EDITABLE
   Cómo editar colores, fuentes y textos: busca las variables
   en :root más abajo y los comentarios "EDITA AQUÍ".
   ========================================================= */

:root{
  --navy:        #0f2a4c;   /* Azul oscuro principal (header, hero, cards oscuras) */
  --navy-light:  #16385f;
  --gold:        #c9922f;   /* Dorado / mostaza (botones, acentos) */
  --gold-dark:   #b17f22;
  --cream:       #f7f5f0;   /* Fondo claro general */
  --white:       #ffffff;
  --text-dark:   #17223a;
  --text-muted:  #5b6478;
  --border:      #e7e3da;

  --font-heading: 'Georgia', 'Times New Roman', serif;
  --font-body: 'Segoe UI', Arial, Helvetica, sans-serif;
}

*{ box-sizing:border-box; margin:0; padding:0; }
html{ scroll-behavior:smooth; }
body{
  font-family:var(--font-body);
  color:var(--text-dark);
  background:var(--cream);
  line-height:1.5;
}
img{ max-width:100%; display:block; }
a{ text-decoration:none; color:inherit; }
ul{ list-style:none; }
.container{
  max-width:1180px;
  margin:0 auto;
  padding:0 24px;
}
h1,h2,h3{ font-family:var(--font-heading); font-weight:700; color:var(--navy); }

.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:14px 26px;
  border-radius:4px;
  font-weight:700;
  font-size:.95rem;
  letter-spacing:.02em;
  cursor:pointer;
  border:none;
  transition:opacity .2s ease, transform .2s ease;
}
.btn:hover{ opacity:.9; transform:translateY(-1px); }
.btn-gold{ background:var(--gold); color:var(--white); }
.btn-navy{ background:var(--navy); color:var(--white); }
.btn-outline{ background:transparent; border:2px solid var(--white); color:var(--white); }

/* ---------- HEADER ---------- */
.site-header{
  position:sticky; top:0; z-index:100;
  background:var(--white);
  border-bottom:1px solid var(--border);
}
.site-header .container{
  display:flex; align-items:center; justify-content:space-between;
  height:76px;
}
.logo{ display:flex; align-items:center; gap:10px; }
.logo-mark{ width:30px; height:30px; background:linear-gradient(135deg,var(--gold),var(--navy)); border-radius:4px; }
.logo-text{ font-family:var(--font-heading); line-height:1.1; }
.logo-text b{ display:block; font-size:1.1rem; color:var(--navy); }
.logo-text span{ font-size:.65rem; letter-spacing:.15em; color:var(--gold); }

.nav-links{ display:flex; gap:28px; font-size:.9rem; font-weight:600; color:var(--text-dark); }
.nav-links a.active{ color:var(--gold); }
.nav-links a:hover{ color:var(--gold); }
.header-cta{ display:flex; align-items:center; }
.header-cta .btn-navy{ padding:12px 20px; font-size:.85rem; }
.nav-toggle{ display:none; }

/* ---------- HERO ---------- */
.hero{
  background:linear-gradient(115deg, var(--navy) 45%, transparent 45%),
             linear-gradient(180deg, rgba(15,42,76,.55), rgba(15,42,76,.15));
  background-color:var(--navy);
  position:relative;
  color:var(--white);
  overflow:hidden;
}
.hero-inner{
  display:grid;
  grid-template-columns:1fr 1fr;
  align-items:center;
  min-height:520px;
}
.hero-text{ padding:60px 0; position:relative; z-index:2; }
.hero-text h1{
  color:var(--white);
  font-size:2.6rem;
  line-height:1.15;
}
.hero-text h1 span{ color:var(--gold); }
.hero-text .subtitle{
  margin-top:18px; font-weight:600; letter-spacing:.03em; color:#d8dfec;
}
.hero-text p{ margin-top:16px; color:#c7d0e2; max-width:480px; }
.hero-text .highlight{ margin-top:18px; color:var(--gold); font-weight:700; }
.hero-text .btn{ margin-top:30px; }

.hero-image{
  position:relative; height:100%; min-height:520px;
  background:linear-gradient(160deg,#1c3a63,#0a1e38);
}
.hero-image .img-placeholder{
  position:absolute; inset:0;
  display:flex; align-items:center; justify-content:center;
  color:rgba(255,255,255,.5); font-size:.8rem; text-align:center; padding:20px;
  background-image:
    repeating-linear-gradient(45deg, rgba(201,146,47,.08) 0 2px, transparent 2px 40px);
}

/* ---------- SERVICE CARDS ---------- */
.services{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  margin-top:-1px;
}
.service-card{
  background:var(--white);
  padding:40px 26px;
  border-right:1px solid var(--border);
  display:flex; flex-direction:column;
}
.service-card:last-child{ border-right:none; }
.service-card.featured{ background:var(--navy); color:var(--white); }
.service-card.featured h3, .service-card.featured .eyebrow{ color:var(--white); }
.service-card .icon{
  width:56px; height:56px; border-radius:50%;
  background:var(--navy); color:var(--white);
  display:flex; align-items:center; justify-content:center;
  font-size:1.4rem; margin-bottom:18px;
}
.service-card.featured .icon{ background:rgba(255,255,255,.15); }
.service-card .eyebrow{ font-size:.75rem; letter-spacing:.1em; color:var(--text-muted); font-weight:700; }
.service-card h3{ font-size:1.3rem; margin:4px 0 12px; color:var(--gold); }
.service-card p.desc{ color:var(--text-muted); font-size:.9rem; margin-bottom:16px; }
.service-card.featured p.desc{ color:#c7d0e2; }
.service-card .feature-list{ flex:1; }
.service-card .feature-list li{
  font-size:.88rem; padding:7px 0; border-bottom:1px dashed var(--border);
  display:flex; gap:8px; align-items:flex-start;
}
.service-card.featured .feature-list li{ border-bottom:1px dashed rgba(255,255,255,.2); }
.service-card .feature-list li::before{ content:"—"; color:var(--gold); flex-shrink:0; }
.service-card .btn{ margin-top:22px; align-self:flex-start; font-size:.8rem; padding:12px 20px; }

/* ---------- PROCESS ---------- */
.process{ padding:80px 0; text-align:center; }
.process h2{ font-size:1.8rem; margin-bottom:50px; }
.process-steps{
  display:flex; align-items:flex-start; justify-content:center; gap:0; flex-wrap:wrap;
}
.process-step{ width:180px; padding:0 8px; }
.process-step .icon{
  width:64px; height:64px; border-radius:50%;
  background:var(--navy); color:var(--white);
  display:flex; align-items:center; justify-content:center;
  font-size:1.5rem; margin:0 auto 16px;
}
.process-step h4{ color:var(--navy); font-size:.95rem; letter-spacing:.05em; margin-bottom:8px; }
.process-step p{ font-size:.82rem; color:var(--text-muted); }
.process-arrow{ align-self:center; color:var(--gold); font-size:1.4rem; padding-top:22px; }

/* ---------- SOLUTIONS (image cards) ---------- */
.solutions{ padding:70px 0 90px; }
.solutions .section-title{ text-align:center; margin-bottom:40px; }
.solutions .section-title h2{ font-size:1.7rem; }
.solutions .section-title p{ color:var(--text-muted); margin-top:8px; }
.solutions-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:26px; }
.solution-card .img-wrap{
  height:210px; border-radius:6px; overflow:hidden; margin-bottom:16px;
  background:linear-gradient(135deg,var(--navy),#3a557c);
  display:flex; align-items:center; justify-content:center;
  color:rgba(255,255,255,.55); font-size:.75rem; text-align:center;
}
.solution-card h3{ font-size:1.05rem; color:var(--navy); margin-bottom:6px; }
.solution-card p{ font-size:.88rem; color:var(--text-muted); }

/* ---------- CONTACT ---------- */
.contact{ background:var(--white); padding:70px 0; border-top:1px solid var(--border); }
.contact-grid{ display:grid; grid-template-columns:.9fr 1.3fr; gap:60px; }
.contact-info h2{ font-size:1.8rem; }
.contact-info p{ color:var(--text-muted); margin:14px 0 26px; }
.contact-info .info-line{ display:flex; gap:12px; align-items:center; margin-bottom:14px; font-size:.92rem; }
.contact-info .info-line .ic{ color:var(--gold); font-weight:700; }

.contact-form{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.contact-form .full{ grid-column:1 / -1; }
.contact-form label{ display:block; font-size:.8rem; font-weight:700; margin-bottom:6px; color:var(--navy); }
.contact-form input, .contact-form select, .contact-form textarea{
  width:100%; padding:12px 14px; border:1px solid var(--border); border-radius:4px;
  font-family:var(--font-body); font-size:.9rem; background:var(--cream);
}
.contact-form textarea{ min-height:110px; resize:vertical; }
.contact-form .btn{ margin-top:4px; }

/* ---------- FOOTER ---------- */
.site-footer{ background:var(--navy); color:#c7d0e2; padding:56px 0 24px; }
.footer-grid{ display:grid; grid-template-columns:1.4fr 1fr 1.4fr; gap:40px; }
.footer-logo{ display:flex; gap:10px; align-items:center; margin-bottom:14px; }
.footer-logo .logo-text b{ color:var(--white); }
.footer-col h4{ color:var(--white); font-size:.85rem; letter-spacing:.08em; margin-bottom:14px; }
.footer-col ul li{ margin-bottom:8px; font-size:.88rem; }
.footer-col ul li a:hover{ color:var(--gold); }
.footer-legal{ font-size:.78rem; color:#93a1bd; line-height:1.6; }
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12); margin-top:40px; padding-top:20px;
  text-align:center; font-size:.8rem; color:#93a1bd;
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 980px){
  .services{ grid-template-columns:repeat(2,1fr); }
  .service-card{ border-right:none; border-bottom:1px solid var(--border); }
  .solutions-grid{ grid-template-columns:1fr; }
  .contact-grid{ grid-template-columns:1fr; }
  .footer-grid{ grid-template-columns:1fr; gap:28px; }
}
@media (max-width: 760px){
  .nav-links{ display:none; }
  .nav-toggle{ display:block; background:none; border:none; font-size:1.4rem; color:var(--navy); }
  .hero{ background:var(--navy); }
  .hero-inner{ grid-template-columns:1fr; }
  .hero-image{ min-height:260px; order:-1; }
  .hero-text{ padding:36px 0; }
  .hero-text h1{ font-size:2rem; }
  .services{ grid-template-columns:1fr; }
  .process-steps{ flex-direction:column; align-items:center; gap:24px; }
  .process-arrow{ display:none; }
  .contact-form{ grid-template-columns:1fr; }
}